A condominium association is a named insured under an association’s property insurance policy, but the owner of each unit within the condo is also insured under the policy. A Washington court recently held that tenants of unit owners are also presumed insured under a condominium association’s property policy so long as the parties did not agree otherwise. Learn more about the Kalles case here: Comm’y Ass’n Underwriters of America v. Kalles, 164 Wn. App. 30 (2011), and about Washington’s condo insurance requirements here: RCW 64.34.352 (condos created after July 1, 1990), RCW 64.32.220 (condos created before July 1, 1990).